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possible to have given proof ~ithin such time, provided such proof is furnished as soon as reasonably possible and in no event, except in the abse~ce of legal capacity of the Covered Person, later than one year from which the time prc~f is otherwise required. Payment ClaillS All benefits will be paid upon receipt of written proof by Health Plan. Whe~e applicable, benefits under this Contract will be paid to the Enrollee. Subject t~ written authorization from an Enrollee, all or a portion of any benefits due may be paid directly to the provider of' th~ se~'vices. Legal Action No action at law or in equity shall be brought to recover on this C,::>ntt'act pt'iot' to the expit'at i,)n of ninety (90) days after pt',).:)f I::>f loss has been filed in accordance with the requirements of this Contract, nor shall such action be brought at all unless brought within three (3) years from the expiration of the time within which proof of loss is required by this Contract. SECTION IV COORDINATION OF BENEFITS; SUBROGATION Coordination of Benefits For the purpose of this section: "Plarr" means artY worker"~ s act, which received. pol icies any plan of health care coverage, including but not limited to compensation, employet"s liability insurance or similar law I::>t' provides health care services or indemnifies for services Excluded are individual accident or health or automobile Ot' Med icaid. "P~'ifllary Resp.:rr"lsibility" mearrs the ,:obligation ,:of a PlaYI to provide its services ¡:Ot' benefits first. Any eligible expenses not then covered are t,::> be covet'ed by whichever Planes) is (at'e) not considered to have Primary Resp,:ons i bi I i ty. If any Covered Person is eligible for services or benefits under two or mm'e Plar,s, the covet'age under' thclse Plans wi 11 be col:Ot'dinated so that up to, but not more than, lØØ~ of any Eligible Expenses will be paid for, or provided by, all such Plans combined. Primary Responsibility for providing these set'vices or' benefits will be dater'mirled in the fQllowirlg Qrdet': (1) The benefits of a PlaYI wh ich covers the pet'son l:on wh':ose expenses claim is based other than as a dependent shall be determined before the benefits of a Plan whi~h covers such person as a dependent. (':-1 ,..., The benefits of a Plãn which CQvers the persQn on whose expenses claim is based as a depe~dent of ~ person whQse date of birth, excluding year' ,::f bit'th, :JCCUt'S earlier' in a Calendar' Year', shall be detet'mined befo~'e tho:;! benefits c:f a Plan wh ich C::'Vt?t'S sl.lch pet'son as a dependent :_,{"- a ;:it:~""30(J ,.,;hc.se da.t.? clf bit'th, excli.\d:ng year' I:)f bit'th, 1:'CCUt'S later' GU-12-10