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POLICY NUMBER: 84UEGAR7037 AUTO LIABILITY COVERAGE <br />INSURED: K Friese & Associates, Inc. <br />ADDITIONAL COVERAGES WHEN REQUIRED BY WRITTEN <br />CONTRACT <br />This is a summary of the Coverage provided under the following: <br />COMMERCIAL AUTOMOBILE COVERAGE FORM HA9916 <br />Additional Insured if Required by Contract <br />When you have agreed, in a written contract or written agreement, that a person or organization <br />be added as an additional insured on your business auto policy, such person or organization is an <br />"insured ", but only to the extent such person or organization is liable for "bodily injury" or <br />"property damage" caused by the conduct of an "insured" with regard to the ownership, <br />maintenance or use of a covered "auto." <br />Primary and Non - Contributory if Required by Contract <br />This insurance is primary if you have agreed in a written contract or written agreement that this <br />insurance be primary. <br />If you have agreed in a written contract or written agreement that this insurance is primary and <br />non - contributory with the additional insured's own insurance, this insurance is primary and we <br />will not seek contribution from that other insurance. <br />Waiver of Subrogation <br />We waive any right of recovery we may have against any person or organization with whom you <br />have a written contract that requires such waiver because of payment we make for damages <br />under the Coverage Form. <br />Rev 5. 13 <br />