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Section 6: Impediments to Fair Housing and Remedial Actions <br />Introduction <br />This section draws on the information collected and analyzed in previous <br />sections to provide detailed analyses of fair housing impediments in San Marcos. <br />Five major categories of impediments were analyzed: Real Estate Impediments; <br />Public Policy Impediments; Neighborhood Conditions as Impediments; Banking, <br />Finance, and Insurance Related Impediments; and Socioeconomic Impediments. <br />For each impediment identified, issues and impacts are detailed. Remedial <br />actions are suggested to address impediment. Some remedial actions <br />recommended in this section are conceptual frameworks for addressing the <br />impediments. These actions will require further research, analysis, and final <br />program design by the City of San Marcos for implementation. <br />Evaluating fair housing is a complex process involving diverse and wide - ranging <br />considerations. The role of economics, housing markets, and personal choice are <br />important to consider when examining fair housing. The effects on persons of a <br />particular race, ethnicity, or members of the protected classes under fair housing <br />law are comparatively analyzed to determine any disparities. San Marcos has <br />relatively few impediments to fair housing. However, some issues were identified. <br />The City of San Marcos' commitment to furthering affordable housing, community <br />initiatives, planning and CDBG funded service program design and <br />implementation is noteworthy. These efforts will continue to improve and help <br />maintain stability, and strengthen its older and lower income areas. The City and <br />its nonprofit partners are encouraged to expand these efforts into other <br />neighborhoods as a primary means of expanding fair housing choice. The <br />impediments identified in this section can be directly linked to and supported by <br />data and analysis from the previous sections. In some instances, footnotes have <br />provided links to the corresponding sections should the reader need to refer to <br />those sections for more details. <br />:. <br />