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4.9 Power to Receive Investment Advice .................................... .............................16 <br />4.10 Advice to Other Clients ......................................................... .............................16 <br />4.11 Special Sub - accounts ............................................................. .............................16 <br />4.12 Intellectual Property ............................................................... .............................17 <br />ARTICLEV THE CUSTODIAN ................................................................ .............................17 <br />5.1 Appointment and Acceptance; Sub - Custodians ..................... .............................17 <br />5.2 Resignation and Removal; Successors ................................... .............................18 <br />5.3 Powers .................................................................................... .............................18 <br />5.4 Custodial Relationship; Custodian Records ........................... .............................21 <br />5.5 Reliance on Instructions ......................................................... .............................21 <br />5.6 Degree of Care ....................................................................... .............................22 <br />5.7 Subrogation ............................................................................ .............................23 <br />5.8 Insurance ................................................................................ .............................23 <br />5.9 Setoff ...................................................................................... .............................23 <br />ARTICLEVI TRUST EXPENSES .............................................................. .............................23 <br />6.1 Expenses ................................................................................ .............................23 <br />ARTICLE VII REPRESENTATIONS AND WARRANTIES ...................... .............................24 <br />7.1 <br />Representations and Warranties of Each Participant ............. .............................24 <br />10.2 <br />7.2 <br />Representations and Warranties of the Custodian ................. .............................25 <br />10.3 <br />7.3 <br />Representations and Warranties of the Program Administrator .........................26 <br />10.4 <br />ARTICLEVIII <br />COVENANTS ....................................................................... .............................26 <br />10.5 <br />8.1 <br />Source of Investments ............................................................ .............................26 <br />10.6 <br />8.2 <br />Truth of Representations and Warranties .............................. .............................26 <br />Notice ..................................................................................... .............................29 <br />ARTICLE IX <br />AMENDMENT AND TERMINATION ............................... .............................26 <br />10.9 <br />9.1 <br />Amendment ............................................................................ .............................26 <br />9.2 <br />Termination ............................................................................ .............................27 <br />ARTICLEX <br />MISCELLANEOUS .............................................................. .............................28 <br />10.1 <br />Governing Law ...................................................................... ................:............28 <br />10.2 <br />Counterparts ........................................................................... <br />.............................28 <br />10.3 <br />Severability ............................................................................ <br />.............................28 <br />10.4 <br />Gender; Section Headings and Table of Contents ................. <br />.............................29 <br />10.5 <br />No Assignment ....................................................................... <br />.............................29 <br />10.6 <br />No Partnership ....................................................................... .............................29 <br />10.7 <br />Notice ..................................................................................... .............................29 <br />10.8 <br />Entire Agreement ................................................................... .............................29 <br />10.9 <br />Confidentiality ....................................................................... .............................29 <br />#4350219.1 <br />