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The marketing efforts will include providing information regarding the program to area lenders, social service agencies, the San Marcos Public Housing Authority, the San Marcos • Area Board of Realtors, and the San Marcos Council of Neighborhood Association members. The City of San Marcos promotes Equal Housing Opportunities in accordance with the Federal Fair Housing Act. FAIR HOUSING is the Law. Individuals who refuse to rent or sell homes to people based on race, color, national origin, religion, sex, familial status, or disability are violating federal law. Complaints can be filed with the U. S. Department of Housing and Urban Development (HUD) toll free at 1-800-669-9777 (1-800-927-9275 -TDD) or by reporting the violation to the Texas Work Force Commission at 512-437-3850. 10. APPLICATION PROCESS A. Prospective applicants should contact the City Development Services Department to discuss their eligibility for program funding. A preliminary screening session will be scheduled. FTH application forms and this policy guideline document will be provided to the applicant. After assessing the information provided in the pre- screening meeting, the City will provide qualified applicants with a preliminary eligibility approval form. This form is NOT a guarantee of funding approval. B. The applicant will schedule an appointment with the lending institute of his/her • choice to obtain pre-approval for a mortgage loan. A copy of the pre-approval letter is to be attached to the FTH application forms and must include a specific maximum loan amount. C. Once the applicant has received a pre-approval letter, the completed FTH application forms and supporting documentation can be submitted to the City for verification of eligibility. D. The applicant must complete a homebuyer's education program that is approved by the City. The applicant must obtain a letter or a certificate indicating completion of the class. This requirement must be completed prior to closing; it is recommended that the applicant complete the training early in the home purchase process. E. The Applicant must provide the address of the home that has been selected to the City in writing. Prior to making an offer on a home, the applicant must provide the seller with the Notice to Real Property Owner/Seller. The seller must acknowledge receipt of the form by signing in the appropriate place on the form. An original copy must be provided to the City. F. The seller must also complete the Seller Certification of Purchase form and the applicant should return a signed copy to the City. G. The applicant should be sure that the earnest money contract is written to allow the applicant to withdraw from the contract with no penalty if the property is not • approved for program assistance. 4/09 Revised First-Time Homebuyer's Program Page 8