Res 2021-064/approving Substantial Amendment No. 10 to the Community Development Block Grant-Disaster Recovery (CDBG-DR) Action Plan

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Use of CDBG-DR funding cannot duplicate funding available from any other source. Disaster Recovery assistance may be provided by many sources. Examples of those sourcesare: • FEMA • Insurance (ex: homeowners insurance, NFIP insurance) • Small Business Administration • Blanco River Regional Recovery Team (BR3T) • Social Service Agencies (Red Cross, United Way, Community Action, Southside Community Center or other) • Religious Organizations A duplication of benefits (DOB) occurs when a household, person, or entity receives recovery assistance from multiple sources and the total amount of that assistance received adds up to greater than the need for that assistance type. In order to avoid that duplication of benefit, the Federal Register has provided guidance on the best way to calculate unmet need for applicants of the CDBG-DR funding: 1. Assess Need Ex: How much will it cost to rehabilitate the damaged home, assist the business that suffered economic damage or repair needed infrastructure? 2. Identify All Available Assistance Calculate total assistance available to cover the damage e.g., insurance proceeds, FEMA award, SBA loans, other Federal, State or Local sources, private loan, line of credit, etc. This calculation should include what has been received to date by each fundingsource 3. Calculate Award Identify beneficiary's Total Need $100,000 Total All Assistance Received $35,000 Total Assistance Determined to be Duplicative $30,000 Maximum Eligible Award (Item 1 less Item 3) $70,000 It is important to note, funds awarded by any source must have been spent as they were intended. That means, for example, that if FEMA awarded a recipient $10,000 for home repair butthe recipient spent the $10,000 on personal belongings or on replacing a vehicle, CDBG-DR funds in the amount of $10,000 must be backed out on the final award because utilizing those fundsto conduct repairs would be duplicating the funding that FEMA had aIready provided. Should the City's programs include a housing repair or replacement program; each applicant will be required to provide documentation to support how they have spent the funds that they have received to date. It is important to hold on to receipts or to begin to collect those now.