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4. DETAILED NOTES ON ALL FUNDS (Continued) <br />Long -term Debt (Continued) <br />Changes in Long -term Liabilities <br />Long -term liability activity for the year ended September 30, 2007, was as follows: <br />Beginning <br />Governmental activities <br />General obligation bonds $ <br />40,41500 <br />Capital leases <br />140,044 <br />Discount on bonds <br />- <br />Compensated absences <br />3,385,914 <br />Governmental activity <br />Long -term liabilities $ <br />43,940,958 <br />Business -type activities <br />Bonds payable: <br />Revenue bonds $ <br />95,59500 <br />Premium on bonds <br />1,287,624 <br />Deferred amount on <br />refundings ( <br />1,878,922) <br />Discount on bonds ( <br />56,134) <br />Total bonds payable <br />94,947,568 <br />Capital leases <br />38,490 <br />Compensated absences <br />195,786 <br />Business -type activity <br />Long -term liabilities $ 95,181,844 <br />Ending Due Within <br />$ 34,19000 $ 3,19500 $ 71,41000 $ 3,93500 <br />- 71,489 68,555 42,518 <br />( 260,898) - ( 260,898) 42,518 <br />108,473 1,372,489 301,898 1,380,712 <br />$ 35,597,575 $ 4,638,978 $ 74,899,555 $ 5,400,748 <br />$ 13,14500 $ 4,160,000 $ 104,58000 $ 4,76000 <br />86,522 1,201,102 - <br />131,266) 1,747,656) - <br />( 9,925) ( 46,209) - <br />13,145,000 4,105,331 103,987,237 4,76000 <br />18,905 19,585 - <br />$ 13,442,929 $ 4,40006 $ 104,224,767 $ 4,76000 <br />The compensated absences liability attributable to the governmental activities will be liquidated <br />primarily by the General Fund. <br />Other Information <br />Benefits Management <br />The City sponsors an employee benefit plan that provides partially self - insured medical and self - <br />insured dental coverage to employees and voluntary coverage to their participating dependents. <br />The plan is designed to provide a specified level of coverage, with excess insurance coverage <br />provided in both specific and aggregate reinsurance. The City's maximum medical claim <br />exposure for a specific covered person is limited to $85,000 in claims after meeting an aggregate <br />deductible of $107,000. Each covered person is subject to a maximum lifetime benefit <br />reimbursement of $1,000,000 for medical and a maximum annual benefit on dental of $1,250. <br />Aggregate coverage for the plan based on monthly enrollment limits the total medical claims <br />exposure. <br />(continued) <br />45 <br />