Res 2025-140 adopting the Community Development Block Grant (“CDBG”) 2025-2029 Consolidated Plan

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City of San Marcos Five Year Consolidated Plan for the 2025-2029 Program Years— FINAL—Last Updated 08/08/25 If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates: At risk populations include those with a housing cost burden of 50% or more in San Marcos. Per the 2019 Housing Needs Assessment, it is generally accepted that households should not pay more than 50% of their incomes in housing costs. This "severe" level of cost burden puts households at high risk of homelessness—and also restricts the extent to which households can contribute to the local economy. Housing costs include rent or mortgage, basic utilities, mortgage insurance, home owners' association fees, and property taxes. The 2016-2020 CHAS data shows that 5,435 renter households and 330 owner households — a total of 24% of all households - had a cost burden of greater than 50% of their income, and because home prices have risen faster than income this problem has certainly worsened since then. Per the Texas Homeless Network (the Continuum of Care for San Marcos), additional risk factors for homelessness may include living in a one-parent household where the parent does not have a high school diploma and has a low income, mental illness, substance use, criminal history (especially felony convictions), domestic violence, and exiting the foster care system. According to the National Network to End Domestic Violence the leading cause of homelessness for women and children is domestic violence.The Hays-Caldwell Women's Center,a non-profit organization, provides services to victims of family violence,dating violence, sexual assault, and child abuse. The Center provided shelter to 190 people from San Marcos in the past 12 months. Center staff estimate that 81 San Marcos families who are victims of abuse need housing assistance annually. Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness The high cost of rental housing in San Marcos creates instability and an increased risk of homelessness as a by-product. Very low income homeowners living in aging housing have limited resources for maintaining and repairing their homes; if no repairs are made serious deficiencies can leave the home uninhabitable creating a risk of homelessness or overcrowding. The low or extremely low income households with at least one person 75 years or older are also in danger of becoming homeless or having to double-up with families or friends as options for affordable living decrease and assisted living is not affordable. Consolidated Plan SAN MARCOS 46