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<br />I <br /> <br />specified in a written notice to the other. We may include a notice with or <br />on your statement. As an alternative, we may make any notices available <br />by electronic means such as on our Internet web site and notify you how it <br />may be accessed, including notification by electronic mail. If we make a <br />notice available by electronic means, we also will provide a toll-free <br />telephone number where you may order a paper copy with postage paid by <br />us. You agree to read all notices affecting this Agreement that we send or <br />make available to you, <br /> <br />26. Certain Rights of Card Organizations. The parties acknowledge <br />that the Rules give the Card Organizations, including all applicable Debit <br />and EBT Networks, the States, the State EBT Service Provider, and certain <br />governmental entities participating in the EBT Project, certain rights to <br />investigate you and to require tennination or modification of this <br />Agreement with respect to transactions involving said Card Organization's <br />systems. <br /> <br />27. Systems Enhancements. If after the effective date of this <br />Agreement, you request us to perfonn or provide any System <br />Enhancements and we subsequently agree to provide you such System <br />Enhancements, we will use reasonable efforts to provide such System <br />Enhancements if you pay us the additional fees charged by us for such <br />System Enhancements. Any subsequent changes that we must make in <br />your Systems Enhancements to accommodate changes in applicable law or <br />the Rules will be at your expense. <br /> <br />28. Signature; Electronic Contracting; General Provisions. Your <br />signature, a facsimile copy of your signature, a digitally stored image of <br />your signature, or a unique digital signature on or captured within (as <br />applicable) the Application attached to this Agreement, the Fee Schedule <br />attached to this Agreement and, if applicable, an Equipment Agreement <br />serves as the signature for this Agreement. The parties to this Agreement <br />expressly acknowledge and agree that the parties to this Agreement may <br />choose to contract via electronic means and that such contracts will have <br />the same force and effect as if conducted via conventional fonn. <br />Notwithstanding anything to the contrary elsewhere in this Agreement or <br />in other agreements you may have with us, it is expressly acknowledged <br />and understood that all such electronic contracting is and will be <br />conducted pursuant to the provisions of North Carolina Gen. Stat. ~66-3 I I <br /> <br />et seq, The parties to this Agreement also expressly acknowledge and <br />agree that any duplicate original (whether digital, photographic, or <br />otherwise) or electronic record of this Agreement will have the same force <br />and effect as the original fonn of this Agreement You indicate, by signing <br />the Application or by submitting sales data, your acceptance of and <br />agreement to the tenns and conditions of this Agreement. This Agreement <br />will become effective only if and when we note our acceptance of it or <br />process sales data that you submit. In addition, if, after the effective date <br />of this Agreement, you elect to accept other card types, by submitting sales <br />data for said card type (after approval by us and the card issuer, if <br />applicable) you indicate your acceptance to the pricing and conditions <br />associated with accepting said card types. <br /> <br />29. Telephone and Mail Orders; Electronic Commerce; Recurring <br />Sales or Other Preauthorized Orders or Sales. You may not accept <br />MO/TOIIO transactions unless you have specifically infonned us of the <br />percent of MOrrOIIO transactions to be conducted and we have <br />specifically authorized you to accept such tnmsactions. Acceptance of <br />such transactions without authorization from us will constitute a breach of <br />this Agreement If you accept and we authorize you to accept telephone or <br />mail orders or electronic commerce transactions or recurring sales or other <br />preauthorized orders or sales, you must comply with all requirements of the <br />Rules regarding mail order, telephone order, electronic commerce, recurring <br />sales and other preauthorized orders or sales, including but not limited to the <br />rules contained in the ManualslInstructions. <br /> <br />You acknowledge and agree that you will only submit Electronic <br />Commerce Card transactions in U.S. Dollars that arise from a <br />Cardholder's purchase over the Internet. You will be responsible for <br />obtaining any operational consents required of the Card Issuer to comply <br />with procedures or practices contemplated by both you and us under this <br />Agreement. If software is to be purchased by you, you will be responsible <br />for sublicensing fees and all other fees for software and the software <br />program utilized by you that enables you to connect to and maintain <br />communication between you, the Internet and us. You will, at all times, <br />maintain in effect a Sublicense Agreement for any such software. You <br />agree to use any such software and the software program properly and for <br />the purposes for which it was intended. <br /> <br />EQillPMENT AGREEMENT <br /> <br />I <br /> <br />This Equipment Agreement is being entered into by and between BA <br />Merchant Services, LLC. ("BA Merchant Services") and the Merchant <br />identified in the attached Application ("You"). <br /> <br />This Agreement governs the sale of certain tenninals, printers, and other <br />equipment identified in the Application (the "Equipment"). All references <br />to the Application in this Agreement mean both the Application attached <br />to this Agreement when it is first executed by you and us and any <br />supplemental versions of the Application mutually agreed upon when you <br />open additional locations or when you otherwise request additional or <br />different equipment. THE EQUIPMENT IS NOT BEING SOLD TO <br />YOU FOR HOME OR PERSONAL USE. In this Agreement, <br />Equipment refers to any electronic tenninal, electronic printer or other <br />electronic peripheral equipment identified on the Application. <br /> <br />In consideration of the mutual covenants and agreements set forth herein <br />and other good and valid consideration, the receipt and sufficiency of <br />which are hereby acknowledged, you and we agree as follows: <br /> <br />The text of the attached Application, and Card Processing Agreement, <br />including any related Schedules, Amendments, Addenda, or Exhibits <br />thereto attached, is hereby incorporated herein as if fully set forth at this <br />point, but with the following modifications thereto: <br /> <br />I. Sections 2-7, 9-13,15,18,19,26 and 29 thereof are deleted in their <br />entirety , <br /> <br />2. For the purposes of this Equipment Agreement, any and all <br />references to "Bank," "we," "our" and "us," unless the context clearly <br />requires otherwise, refer only to BA Merchant Services. <br /> <br />3 Section 17 of the Card Processing Agreement is hereby deleted and <br />replaced with the following: "Effective Date and Term of <br />Agreement/Default; Remedies. <br /> <br />a, This Agreement will become effective on the earlier of the date <br />this Agreement is fully executed by you and us or the first date you <br />are deemed to have accepted any piece of Equipment covered by this <br />Agreement. This Agreement will remain in effect until all of your <br />obligations and all of our obligations under this Agreement have been <br />satisfied. We will deliver the Equipment to the site or sites designated <br />in the Application. You will be deemed to have accepted each piece <br />of Equipment upon delivery, The provisions of this Agreement wi\1 <br />survive the tennination or expiration of the Card Processing <br /> <br />I <br /> <br />HAMS MSA (8-2-05) <br /> <br />Page 17 of 19 <br /> <br />Agreement, unless this Agreement tenninates or expires before the <br />Card Processing Agreement. <br /> <br />b, If any debit of your Settlement Account initiated by us for charges <br />due hereunder is rejected when due, or if you otherwise fail to pay us <br />any amounts due hereunder when due, or if you default in any <br />material respect in the perfonnance or observance of any obligation <br />or provision in this Agreement, or if any other Default occurs under <br />the Card Processing Agreement, any such event will be a Default <br />hereunder. In the event that you default in the payment or <br />perfOlmance of any of your obligations under this Agreement, you <br />will immediately (I) forfeit all monies paid hereunder and (2) <br />surrender peacefully and deliver up promptly all Equipment to us. <br /> <br />Upon the occurrence of any Default and in addition to the foregoing, <br />we may at our option, effective immediately without notice, either: <br />(i) terminate our future obligations under this Agreement and proceed <br />in any lawful manner against you for collection of all charges that <br />have accrued and are due and payable, in which case this Agreement <br />will terminate as soon as your obligations to us are satisfied or (ii) <br />require the immediate payment of all remaining amounts due under <br />this Agreement and be entitled to reimbursement for any costs of <br />repossession and/or any amount necessary to restore the Equipment <br />to the same condition in which it was delivered to you, ordinary wear <br />and tear excepted. In either case, you will also be responsible for <br />court costs and reasonable attorney's fees incurred by or on behalf of <br />us, as well as applicable shipping, repair and refurbishing costs," <br /> <br />4 The following will be added as Section 30: "Equipment Options <br />and Applicability of Agreement Terms. <br /> <br />a, ECluioment Ootions. Whereas: Option 1: You desire to purchase <br />certain Equipment directly from us in consideration of the payment <br />of a purchase price by you to us; or <br /> <br />Whereas: Option 2: You desire to purchase certain Equipment <br />through a person or persons other than us who have procured said <br />Equipment from us, payment for which will be made by you to said <br />other person or persons. <br /> <br />b, Aoolicabilitv of Agreement Tenns, In the event of Option I <br />above, you and we agree that all terms and conditions of this <br />Agreement will apply. <br />