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<br /> , /-t 95"w <br /> "V' <br /> /~' <br /> \'¡110RL\ <br /> BA. '<1\ & TRLST <br /> November 21, 1994 <br /> City of San Marcos <br /> 630 East Hopkins <br /> San Marcos, TX 78666 <br /> Gentlemen: <br /> Over the pas t few years, many public fund'depositors have begun <br /> to invest funds outside their depositor contracts. -We think <br /> this makes. sense and have encouraged this transition to more <br /> efficient cash management. <br /> Victoria Bank & Trust/s bid. to provide depository services to <br /> the City of San Marcos follows under the headitlg "Depository <br /> "Bid". We hope,it will be given consideration even though it <br /> may differ from your official bid proposal form. ' <br /> Our bid focuses on servicing your operational accounts and <br /> encourages investment alternatives to bank time deposits. We <br /> analyze each operating account's activity, give interest credit <br /> for deposits held in these accounts to offset charges assessed <br /> for services used, and work with you concerning investment of <br /> surplus funds. <br /> We believe our approach combines' the best features of account <br /> services and investments. You will be able to achieve maximum <br /> returns through full employment of your deposit surplus. If <br /> you have any questions concerning our bid, please contact John <br /> Ferguson at Victoria Bank & Trust - San Marcos or me at 1-800- <br /> 242-3581. <br /> Sincerely, <br /> , {,/ I~ , <br /> '_,.1.(1"-. - ~ '),".£ 4, ---.,.,--, <br /> -- <br /> James R. Miller, II <br /> Senipr Vice President <br /> Attachments <br /> l ):>.1 Ù'l',':>'~.' 'R PL\l.\' \ 1\ f, 'Ri \ r! \ \. ~7',,'; . ~ i: ,7 Vi I ; l . ~lt'\tBtR, \'¡...TùRL\ B.":"¡';,HARE", [:-.c. !'mc <br />