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<br /> shall have access to any books, documents, papers, and records of <br /> the CONSULTANT which are directly pertinent to this PROJECT for <br /> the purpose of making audit, examination, excerpts, and <br /> transcriptions. <br /> ARTICLE 11 <br /> INSURANCE <br /> 11.1.1 The CONSULTANT agrees to procure and maintain at its <br /> expense until final payment by OWNER for services covered by this <br /> AGREEMENT, insurance with insurance companies authorized to do <br /> business in the State of Texas, covering all operations under this <br /> AGREEMENT, whether performed by it or its agents, employees, <br /> contractors or subcontractors. Before commencing the Work, <br /> CONSULTANT shall furnish to OWNER certificates in form <br /> satisfactory to OWNER, showing that CONSULTANT has complied with <br /> this Paragraph. All certificates shall provide that the policy or <br /> polices shall not be changed or cancelled until at least thirty <br /> (30) days' written notice shall have been given to OWNER. <br /> Coverages and required limits of insurance are as follows: <br /> COVERAGE LIMITS <br /> Comprehensive General <br /> Liability Insurance $250,000 per person, $500,000 <br /> per occurrence for bodily <br /> injury or death; <br /> $100,000 per occurrence for <br /> property damage <br /> Motor Vehicle Liability $250,000 per person, $500,000 <br /> per occurrence for bodily <br /> injury or death; <br /> $100,000 per occurrence for <br /> property damage <br /> Worker's Compensation Statutory <br /> Insurance carriers insuring CONSULTANT, its agent, employees, <br /> contractors and subcontractors, in accordance with this AGREEMENT <br /> which are not rated by the most recent edition of Best's Key <br /> Rating Guide. Property-Casualty, published by A.M. Best Company, <br /> or insurance carriers having a rating lower than B+XV as shown in <br /> the most recent edition of said book, will not be approved by <br /> OWNER unless a guaranty bond(s) acceptable to OWNER from a <br /> carrier(s) rated B+XV or higher guaranteeing payment of any and <br /> all claims against CONSULTANT, its agents, employees, contractors <br /> and subcontractors, is furnished to OWNER. <br /> -14- <br />