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<br />TABLE OF CONTENTS <br /> <br />SECTION I <br />Definitions <br /> <br />SECTI ON II <br />Enrollment and Effective Date of Individual Coverage <br /> <br />SECTI ON I I I <br />Procedures for Reimbursement of Eligible Expenses <br />Incurred with Non-Participating Providers <br /> <br />SECTION IV <br />Coordination of Benefits: <br /> <br />Subrogation <br /> <br />SECTION V <br />Complaint Procedures <br /> <br />SECTION VI <br />Termination of Individual Coverage <br /> <br />SECTION VI I <br />Relationship Between Parties <br /> <br />SECTION VII I <br />Contract Provisions <br /> <br />SECTI ON I X <br />General Provisions <br /> <br />SECTION X <br />Prevention of Medically Harmful Use of Services <br />and Limitations on Coverage Related Thereto <br /> <br />SECTION XI <br />Schedule of Benefits <br /> <br />GN-12-2 <br /> <br />Page <br /> <br />GM-12- 3 <br /> <br />GM-12- 8 <br /> <br />GM-12- 9 <br /> <br />GM-12-10 <br /> <br />GM-12-13 <br /> <br />GM-12-13 <br /> <br />GM-12-15 <br /> <br />GM-12-16 <br /> <br />GM-12-17 <br /> <br />GM-12-19 <br /> <br />See Inset~t <br />