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Meaning <br />HighCommunity impacted for more than 7 days <br />MediumCommunity impacted for 1 to 7 days <br />LowCommunity impacted for less than 1 day <br />Risk Assessment <br />Risk Ranking Calculation Considerations <br />Risk Ranking Worksheets and Public Opinion <br />survey data were input into a utility function <br />that assigned weighted values and calculated <br />risk for each hazard, for each community. The <br />resulting risk rankings provided ranking values. <br />The values ranged from 0 to 100, with the value <br />of 100 equaling the highest level of risk and 0 <br />equaling no risk. <br />Notably, communities with a higher number of <br />public survey respondents had a greater range <br />of values for risk rankings, providing a more <br />diverse split of values. MPC planners for each <br />community reviewed the results of the risk <br />ranking calculation and approved rankings as <br />they were or recommended edits to the ranking <br />order where they felt results were inaccurate. <br />F <br />i <br />g <br />u <br />r <br />e <br /> <br />2 <br />. <br />An example of the ranking is showing in Figure <br />7 <br />, <br /> <br />R <br />i <br />s <br />k <br /> <br />R <br />a <br />R <br />n <br />2.7. <br />e <br />k <br />s <br />i <br />un <br />lg <br />t <br /> <br />s <br /> <br />S <br />h <br />e <br />e <br />t <br />Risk ranking results for each community are <br />found in their respective jurisdiction annex. <br />2.4 Step 4. Summarize Vulnerabilities <br />The National Flood Insurance Program (NFIP) is a federal program that enables property owners <br />in participating communities to purchase insurance protection, administered by the government, <br />against losses from flooding. Participation in the program requires the appointment of a Floodplain <br />Administrator, the adoption of a Flood Damage Prevention Ordinance and regulation of development <br />within the regulatory Special Flood Hazard Area designated by the FEMA Flood Insurance Rate Maps and <br />Flood Insurance Study (when available). All jurisdictions within Hays County are current participants in <br />the NFIP. Information about each community’s NFIP program participation is shown in their respective <br />jurisdiction annex. <br />The NFIP defines a Repetitive Loss (RL) property as any insurable building for which two or more claims of <br />more than $1,000 were paid by the National Flood Insurance Program (NFIP) within any rolling ten-year <br />period, since 1978. A RL property may or may not be currently insured by the NFIP. Severe Repetitive Loss <br />(SRL) properties are those that have had at least four NFIP payments over $5,000 each and the cumulative <br />amount of such claims exceeds $20,000, or at least two separate claims payments with the cumulative <br />amount exceeding the market value of the building. <br />62 <br /> <br />