Res 2021-064/approving Substantial Amendment No. 10 to the Community Development Block Grant-Disaster Recovery (CDBG-DR) Action Plan

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The data HUD staff have identified as being available to calculate unmet needs for qualifying disasters come from the following data sources' • FEMA Individual Assistance program data on housing -unit damage as of December 21, 2015; • SBA for management of its disaster assistance loan program for housing repair and replacement as of January 13, 2016; • SBA for management of its disaster assistance loan program for business real estate repair and replacement as well as content loss as of January 13, 2016; and • FEMA- estimated and -obligated amounts under its Public Assistance program for permanent work, Federal and State cost share as of February 3, 2016. 1NFIP dollar amounts have been requested, but are currently unavailable. d) Calculating Unmet Housing Needs FEMA and SBA According to HUD: The core data on housing damage for both the unmet housing needs calculation and the concentrated damage are based on home inspection data for FEMA's Individual Assistance program. For unmet housing needs, the FEMA data are supplemented by SBA data from its Disaster Loan Program. HUD calculates "unmet housing needs" as the number of housing units with unmet needs times the estimated cost to repair those units less repair funds already provided by FEMA (and other sources), where: • Each of the FEMA inspected owner units are categorized by HUD into one of five categories: 0. Minor -Low: Less than $3,000 of FEMA -inspected real propertydamage. 1. Minor -High: $3,000 to $7,999 of FEMA -inspected real propertydamage. 2. Major -Low: $8,000 to $14,999 of FEMA -inspected real property damage and/or 1 to 4 feet of flooding on the first floor. 3. Major -High: $15,000 to $28,800 of FEMA -inspected real property damage and/or 4 to 6 feet of flooding on the first floor. 4. Severe: Greater than $28,800 of FEMA -inspected real property damage or determined destroyed and/or 6 or more feet of flooding on the first floor. • For the purposes of categorizing damage in San Marcos, the levels above correspond to the Levels 0- 4 listed above as follows (applicable to Rental units as well): - None: No Damage - Minor -Low = San Marcos Level 1, Affected - Minor -High = San Marcos Level 2, Minor - Major -Low = San Marcos Level 3, Major - Major -High and Severe = San Marcos Level 4, Severe To meet the statutory requirement of "most impacted," homes are determined to have a serious level of damage if they have damage of "major -low" or higher. That is, they have a real property, FEMA - inspected damage of $8,000 or flooding over 1 foot. Furthermore, a homeowner is determined to have unmet needs if the homeowner received a FEMA grant to make home repairs. For homeowners with a Last Updated 3/03/20 Page 19 of 63