Res 2021-064/approving Substantial Amendment No. 10 to the Community Development Block Grant-Disaster Recovery (CDBG-DR) Action Plan

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25,0 2:00 150 100 5,01 X Damage Assessment of Blanco Gardens IN ant Affected Minor Major Severe 0--25% 2'.6-5011Xo- 51-75% 76-100% w Owner Occupied -Single Family Owner Occupied - Mobile II IIIIIIII R�entalll - Single Family -=1 Rent'ail - ol5�illle Horne 1 R�entalll - Mulltii Family Following the floods, the City conducted multiple public workshops to determine the extent of damage to homes; minutes from these meetings are available and attached as exhibits to the City's Action Plan for Disaster Recovery. rom these meetings, and from flood insurance data, we know that over 78% of the housing units were not covered by flood insurance, and are therefore eligible for assistance from FEMA. FEMA has provided the victims in the City $4,333,990 for Individual Assistance related to housing, while the SBA has approved $3,357,700 in low-interest loans for home repair or replacement. c) Overall HUD Unmet Needs Methodology The method that HUD uses to determine Unmet Need is described in great detail in the Federal Register. Unmet Need, at its very basic level, is defined as that amount of funds necessary to make the City whole again following a disaster. Unmet Need also takes into account the amount of funds and resources that a city has already received from other external sources such as FEMA, NFIP or the SBA, as well as any other sources of funds that the City might have that could be directed to help solve these needs. Finally, no responsible jurisdiction would consider a Needs Assessment complete without discussing the cost of completing activities that will keep the City from incurring this same type of damage in the future. Unfortunately, this number is very hard to quantify, so as a result, unless a project has recently been studied or engineered, knowing exactly what "cost" mitigation activities will add to the formula of unmet needs is very difficult to determine. For the purposes of this Needs Assessment, the City will use the following HUD established methodology to determine the remaining unmet need under Housing as well as the other categories of Infrastructure and Economic Development. HUD has published guidance documents for the establishment of Unmet Housing Needs as attached to the Federal Register authorizing this allocation (published June 9, 2016). According to this guidance, HUD uses the following methodology for estimating unmet needs. The following information is taken from the Appendix to the Federal Register. It should be noted that this is guidance on how HUD would calculate unmet need; the City will endeavor to follow this guidance as much as the data permits. Last Updated 3/03/20 Page 18 of 63