Res 2021-064/approving Substantial Amendment No. 10 to the Community Development Block Grant-Disaster Recovery (CDBG-DR) Action Plan

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• Total FEMA Verified Loss (FVL) was determined from the 1,738 claims to be $7,093,633 — this represents the total cost that FEMA estimates residents were subjected to as a result of their loss. It is important to note that FVL is not a direct measure of total damage, simply a snapshot in time of how impacted a particular applicant was by the flood. Additionally, multiple claims on the same property may not be funded, thereby increasing the number of claims (1,738) versus the actual damaged properties (1,558). -nt Initial damage inspections involved calculating a Damage Level (DL) from "Level 0" to "Level 4", with "Level 0" meaning the unit suffered no damage in the flood and "Level 4" meaning the flood completely destroyed the unit and it could not be salvaged. Housing units that scored a "Level 3" or "Level 4" are considered uninhabitable; however, units that score a "Level 3" are considered repairable. These damage levels equate to established and well-defined FEMA damage levels. The "Damage Percentage" represents the percentage of the structure that was damaged. Level 0 No Damage 0% Level 1 Affected 0-25% Level 2 Minor 26-50% Leve13 Major 51-75% Level 4 Severe 76-100% According to initial disaster estimates, flood insurance claims and other data sources, 1,558 housing units were damaged in the two floods. The vast majority of the damage, impacting 1,246 homes, occurred in the Blanco Gardens neighborhood and immediately adjacent areas. Consequently, this Needs Assessment will base the majority of its calculations on this population. As shown in the table below, within the areas most impacted by the floods, 675 were rental units and 571 were owner occupied units. In the same area, 136 housing units received no damage to the primary housing structure, or had damage well below the threshold to be considered in FEMA's estimate. This indicates that over 89% of the units within this area were damaged in some manner, with initial estimates indicating that approximately 109 units received "Severe" or significant structural damage and will need to be completely rebuilt or replaced. Last Updated 3/03/20 Page 17 of 63