Res 2021-064/approving Substantial Amendment No. 10 to the Community Development Block Grant-Disaster Recovery (CDBG-DR) Action Plan

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homes. The City Council has reversed this decision and will be adding a Single -Family Owner -Occupied Housing Reimbursement Activity through Amendment #8 to the CDBG-DR Action Plan. CDBG-DR funds may be utilized to provide an applicant with up to one year of Flood Insurance, as allowed under the HUD guidelines for this program. The City understands that the cost of carrying flood insurance can become burdensome, especially on LMI households. Elevation of homes that require flood insurance coverage can significantly reduce the cost of flood insurance coverage. Section 582 of the National Flood Insurance Act of 1994 requires that property owners receiving disaster assistance that triggers the flood insurance purchase requirement be informed that they have a statutory responsibility to notify any transferring owner that they are also required to obtain and maintain flood insurance on the property in perpetuity. As noted in previous portions of this Action Plan, any home suffering damage at the Major, Severe or Destroyed levels will be required to elevate the home to a level that corresponds to at least two (2) feet above the Base Flood Elevation as currently defined by the City and on the corresponding FEMA flood maps. The City anticipates that any buyouts required by the CDBG- DR guidelines may be in conjunction with the Infrastructure program and those requirements will be detailed under that Activity. The City intends to utilize the funds allocated for Housing to meet two of the identified National Objectives: 1) direct benefit to the LMI population and 2) to meet Urgent Need. By including the second Objective, the City will be able to serve applicants who otherwise might not qualify based on income alone, yet still meet the criteria defined by HUD for incurring an Urgent Need. The priority of application approval, however, will default to those meeting the LMI criteria. For all applicants, the following questions will be considered when approving or denying an application. Does the proposed project: • Benefit LMI persons and/or are located in LMI Areas (i.e. an area where at least 51% of the • households have incomes at or below 80% of the area median income); • Enable the City to satisfy the federal requirement that at least 70% of the Funding benefit low moderate -income persons; • Address conditions that threaten the health and safety of either the occupants or the public; • Contribute significantly to the long-term recovery and economic revitalization of the affected area; and • Enhance hazard mitigation efforts to reduce the chance of loss in future floods or disaster events. :y`. U," I ti ii c s II r &W U acors s a n d 0,,,; II ii g ii ,,:' d II ii Iy 011 c, ii ii Each site must undergo a complete environmental review prior to any commitment of funds. No work can start on a site until the environmental assessment is complete. The City is responsible for the preparation of the environmental review and will provide notice when rehabilitation activities can commence. Both the site and the homeowner/applicant must meet eligibility requirements as detailed below. This program is not intended to be a first-come, first-served program; prioritization criteria is established in the following Section 4. Potential applicants may be referred by other organizations or may apply directly to the program administrator. Last Updated 3/03/20 Page 49 of 63