Res 2025-140 adopting the Community Development Block Grant (“CDBG”) 2025-2029 Consolidated Plan

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City of San Marcos Five Year Consolidated Plan for the 2025-2029 Program Years— FINAL—Last Updated 08/08/25 owner occupied (2016-2020 CHAS). This upside-down ratio may reflect the high percentage of young adults who are less likely to be ready/able to purchase a home. The first section below, Housing Needs Assessment, reviews studies of housing needs that have been conducted over the past five years. Significant findings and the Top recommendations from the 2019 Housing Needs Assessment conducted on behalf of the City by Root Policy Research include the need for: • Reduction in Cost Burden: Additional affordable rentals for residents earning less than $25,000. • Displacement prevention. • Increased Home Ownership: Starter homes and family homes priced near or below $200,000 and increased ownership product diversity. • Improved Housing Stock Condition: Improve condition and accessibility of existing housing stock. Summarizing the charts in the following sections: Of all housing problems, a high cost burden on housing expenses is a serious problem for many San Marcos residents, especially for those who rent. Based on 23,765 total households from all income brackets including both renter and owner-occupied units: 1% live in substandard housing without complete plumbing and/or complete kitchens. 2% are considered to be "severely overcrowded" with more than 1.51 persons per room. 1% are considered to be "overcrowded" with 1.01 to 1.5 persons per room. 21% have a cost burden of over 50% (96% of them are renters) 21% have a cost burden over 30%, but less than 50% (91% of them are renters) The 2016-2020 CHAS data shows that 4,865 renter households and 215 owner households—at total of 21% of all households - had a cost burden of greater than 50% of their income. Rents and home prices have risen since this data was collected; therefore more people may now have this cost burden. (2016-2020 CHAS data) The data in the next sections, Disproportionately Greater Need, shows among other things that the following are disproportionately impacted by one or more housing problems compared to the jurisdiction as a whole: • Black/African American households with incomes 0-30% of median, • Asian households with incomes 30-50% and 80-100% of median, and • Hispanic households with with incomes 50-80% of median. Consolidated Plan SAN MARCOS 31