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City of San Marcos Five Year Consolidated Plan for the 2025-2029 Program Years— FINAL—Last Updated 08/08/25 <br /> NA-25 Disproportionately Greater Need: Housing Cost Burdens — 91.205 (b)(2) <br /> Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category <br /> of need as a whole. <br /> Introduction: <br /> Per HUD guidance, a disproportionately greater need exists when the members of racial or ethnic group at a given income level <br /> experience housing problems at a greater rate (10 percentage points or more) than the income level as a whole. <br /> Housing Cost Burden <br /> No/negative <br /> Housing Cost Burden <=30% 30-50% >50% income(not Total <br /> computed) <br /> Jurisdiction as a whole 10,480 47% 4,525 20% 6,340 28% 1,040 5% 22,385 <br /> White 6,245 50% 1,830 15% 3,665 29% 775 6% 12,515 <br /> Black/African American 400 47% 190 22% 265 31% 0 0% 855 <br /> Asian 120 32% 170 46% 55 15% 25 7% 370 <br /> American Indian Alaska <br /> ' 85 89% 0 0% 10 11% 0 0% 95 <br /> Native <br /> Pacific Islander 0 0% 0 0% 0 0% 0 0% 0 <br /> Hispanic 3,470 43% 2,265 28% 2,180 27% 235 3% 8,150 <br /> Table 21—Greater Need: Housing Cost Burdens AMI <br /> Data Source: 2016-2020 CHAS <br /> Discussion: <br /> People with housing costs greater than 30% of their income are considered to have a high housing cost burden. In San Marcos, 47% <br /> of households who have income less than 30% of median have a high housing cost burden. <br /> Consolidated Plan SAN MARCOS 56 <br />