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<br />COUNClLMANYARBIWllGH"S I~EPOln TO CITY COUNCIL 5/25/70
<br />
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<br />Council voted to make application to
<br />National Flood Insurance Agency
<br />
<br />May 15
<br />
<br />One of the very unfortunate re'sults of the (flOOd of San Marcos was
<br />the lack of insurance available to many of those who suffered severe.!
<br />prOflcrty d'Jmage. Congress Passed a Federal Insurance Flood Act in lJuriscHe'.tt.T', '..'.'
<br />' 1968, the Texas Stat,e Legislature adopted a program In 1969 to be maoe~/.'
<br />>'- avai1abl!L.to__Yario~jYEliSialelii3:1;:ri6~,. and tne mechanIcs to put this ". ',:;'
<br />~iogram into effect hove been put into operation during the last saveral .. .;~
<br />months. TIlis insurance became available in Texas Moy 15, 1970 ironically',
<br />the date of the San Marcos flood. Two towns in Texas have been formally
<br />approved for the program - they include certain districts in Bay town and
<br />the town of Dickinson. Two other towns, Sherman and Victoria I understand
<br />have been approved. , ,
<br />
<br />The National FlOOd Insurance Act is administered by the Federal Administrator,);;
<br />Department of Housing and Urban Development. Texas inacted the flood control;},
<br />and insurance act enabling this program to become active in Texas. The act .:.'
<br />IJames the Texas Water Development Board as the state level responsible agency.;,::'
<br />It gives statutory authority to units of local government _ including citie~,~;*
<br />and counties and some water districts '- to apply for program coverage Bnd to,':.'.':!:!
<br />comply with it I S requirements. Initial legislation called for the adoptiOn ;;'?:Y
<br />of "Use and Management Program Criteria" by June 30, 1970. MOdifying '.' .;;-:,.~,;-
<br />legislation was pasied in December, 1969 extending this date to December 31rA.,jr
<br />1971. . . '.,'
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<br />The present act authorizes an emergency program to permit flood insurance
<br />in areas covered by acceptable applications without waiting completion of
<br />actuarial rate studies. The present program is underwritten by a pool of
<br />89 insurance companies and subsidized by Housing and Urban Development.
<br />"Coverage exists now only for one to four family residences and for contents
<br />and small businesses and it's contents. The present act, however, is broad
<br />endugh to allow extent ion to other areas.
<br />
<br />The first step in thp. program is for the governing body to file an application
<br />including a resolution and attachments supporting and documenting the '
<br />application. Along with the application, delineation maps are required re-
<br />flecting limits of the flood plain having special flood hazards and limits
<br />of juriSdiction.
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<br />When the application has been accepted by the flood insurance administrator;
<br />the jurisdiction has the flood insurance program available. Applications are
<br />then submitted by licensed insurance agents to a company member of the
<br />National Flood Insurers Association.
<br />
<br />Apparently, cities located in inland areas can anticipate early
<br />of their submiSSions. The key to any of the applipations during this
<br />period involves the detailed maps and engineering surveys that will
<br />the flood fJ:1equency for the 100 year, period. ','
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