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<br /> BANK STRUCTURE <br /> Victoria Bank & Trust - Central is currently one of three banks under the <br /> holding company of Victoria Bankshares. Around the middle of this year, <br /> all three banks will be merged into one bank with a branch being maintained <br /> in San Marcos. <br /> PRINCIPAL STAFF <br /> Victoria Bank & Trust - Central <br /> Handler Smith <br /> Jerome Niemiec <br /> Ruth Voss <br /> E11e Stewart <br /> Raenel Schertz <br /> Victoria Bank & Trust - Victoria <br /> Jim Miller <br /> Mark Westerman <br /> Ben Blake <br /> Anne Wood <br /> Donna Cox <br />